When a user creates an on-ramp order, we display transfer instructions for him to pay. These instructions can be one of the following types:
manual
STK push
redirect
Manual transfers
For manual transfers, the system displays a list of instructions required to send funds, and a user has to send them manually.
An example of Nigeria on-ramp manual transfer:
STK Push
STK Push is a native mobile phone popup initiated by a mobile carrier. It asks a user to confirm a transfer of their mobile money funds by entering their PIN code.
Before initiating an STK push, we ask a user to verify his phone number by entering an OTP code.
An example of Kenya Mobile Money on-ramp STK Push:
Redirect
The redirect transfer type requires a user to go to our partner's website to finish the order.
