# Fiat transfer types

When a user creates an on-ramp order, we display transfer instructions for him to pay. These instructions can be one of the following types:

* manual
* STK push
* redirect

## Manual transfers

For manual transfers, the system displays a list of instructions required to send funds, and a user has to send them manually.

<figure><img src="/files/4Ws212xglmeAAQrwhkPt" alt=""><figcaption></figcaption></figure>

An example of Nigeria on-ramp manual transfer:

{% embed url="<https://gumlet.tv/watch/696784c6b25141dfa4cca3f0/>" %}

## STK Push

**STK Push** is a native mobile phone popup initiated by a mobile carrier. It asks a user to confirm a transfer of their mobile money funds by entering their PIN code.

Before initiating an STK push, we ask a user to verify his phone number by entering an OTP code.&#x20;

<figure><img src="/files/JTClYTHtJsDBgIUQJ8MY" alt=""><figcaption></figcaption></figure>

An example of Kenya Mobile Money on-ramp STK Push:<br>

{% embed url="<https://gumlet.tv/watch/696a2088828f3379e5406d13/>" %}

## Redirect

The redirect transfer type requires a user to go to our partner's website to finish the order.

<figure><img src="/files/ksCbjgFmpfFCkOGywpGS" alt=""><figcaption></figcaption></figure>


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